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What is Considered Debt Collector Harassment Under FDCPA? When you already face financial problems and also have multiple debts to repay whether due to credit cards, loans, mortgages, service bills or others, the last thing you need is numerous phone calls from debt collectors. This can increase your stress levels and even put pressure on […]

What Does FCCPA and FDCPA Stand For? If you are experiencing problems with old debts or being harassed by debt collectors and do any research, you will likely hear a lot about the acronyms FCCPA and FDCPA. They stand for the Florida Consumer Collection Protection Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). […]

A Report on Credit Reporting – Dramatic Changes to Report Finally, last month, the Big Three nationwide consumer credit reporting agencies (CRAs)— Equifax, Experian and TransUnion started cleaning up their act and changing the way they report certain liens and judgments.  This should lead to reports being far more accurate and raising the all-important FICO […]

Small Business Owners – Do I Need a Business Lawyer? If you are starting a business or already have one, you may wonder whether you actually need a business lawyer. You are probably strapped for cash and feel you simply can’t afford the extra expense of hiring a business lawyer. After all, an attorney costs […]

Feeling Broke This Year?  Tips for the Holidays on a Budget Plenty of Americans are scrambling for ways to enjoy the holidays without spending a lot of money. There is no shame in relishing the company of friends and family without splurging on extravagant gifts and elaborate meals. What matters most is that you spend […]

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