Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy Can Permanently Eliminate Most Debts and Give You a Fresh Start

Chapter 7 bankruptcy is often referred to as a “fresh start” bankruptcy.  This is because bankruptcy chapter 7 offers the most help with minimum impact and less harm than other kinds of bankruptcy.  Filing for bankruptcy is a serious and complicated legal procedure that should be treated as such.  Call my office today at 727-724-9044 to schedule a free no-obligation consultation where I can review your personal financial situation and advise you if a Chapter 7 Bankruptcy is right for you.

Chapter 7 Bankruptcy - A Fresh Start


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Chapter 7 Bankruptcy - Drowning in DebtIf paying your monthly bills has become overwhelmingly impossible, Steven M. Fishman can offer advice and assistance.  As soon as I file your case, I immediately stop nearly all creditor actions and harassments including foreclosures, lawsuits, and garnishments.  Do not let the pressure of financial burdens keep you down and stressed out, call our office today to get a fresh start.


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Steven M Fishman is an experienced bankruptcy lawyer that has been helping people get a fresh start in Pinellas County for over 23 years.  That experience will easily guide you through the most important factors of filing for bankruptcy including the Means Test, what is exempt versus non-exempt property, and what debts can be discharged and which cannot.   You will have his knowledge of business and personal bankruptcy in your corner as an advocate that will help you get through bankruptcy chapter 7 proceedings with your pride intact and the least amount of stress possible.


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Chapter 7 Bankruptcy - BullseyeWhen you have debts such as credit card, medical, personal guarantees, signature loans, most money judgments and many taxes, a Chapter 7 Bankruptcy may be ideal for you.  Filing for bankruptcy chapter 7, will not help you with student loans, child support, alimony, or “bad behavior” debt.

Most of my clients in Chapter 7 keep all their household possessions, home, cares, retirement funds and other assets.  It is possible that your Chapter 7 bankruptcy wipes out certain IRS taxes, removes most judgement liens that may be harming the title to your home and force a bank to mediate your home loan.

After I file your case, you and I attend a creditor’s meeting with a court appointed Trustee.  I meet with you ahead of time and ensure you are fully prepared.  Within a matter of weeks, you usually receive your legal discharge and your fresh start.


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A Chapter 7 Bankruptcy does have its dangers and some assets can be at risk which is why you should schedule a No-Obligation Office Consultation with a bankruptcy lawyer today by calling 727-724-9044.  Get the free advice you need from a knowledgeable and experienced bankruptcy attorney who can advise you of your options for your personal situation to get started on your fresh start today! My office is conveniently located in the Countryside Area at McMullen-Booth & Enterprise in Clearwater, Florida and is just minutes from Safety Harbor, Oldsmar, Palm Harbor & Largo.

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