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Would you like to stay in your home or modify your loan to lower your payment?
Call us today for a FREE Consultation to explore your options for IRS relief.
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Get out of debt and get a fresh start!
I Can Help You:
- Stop Lawsuits
- Stop Wage Garnishments
- Delay Student Loans
- Remove a Second Mortgage
- Stop Creditor Harassment
- Stop Auto Repossessions
- Catch-up on car payments
A chapter 7 bankruptcy allows an individual or business to permanently clear and eliminate most debts and make a fresh start in life.
Chapter 7 Bankruptcy Overview
When you have debts such as credit card, medical, personal guarantees, signature loans, most money judgments and many taxes, a Chapter 7 bankruptcy may be perfect for you.
Most of my clients in Chapter 7 keep all their household possessions, home, cars, retirement funds and other assets. It is possible that your Chapter 7 case wipes out certain IRS taxes; removes most judgment liens that may be harming the title to your home, and force a bank to mediate your home loan.
Allows you to stay in business while reorganizing the debts in a manageable payment plan all under the bankruptcy court’s protection.
Reorganize Your Debts
I typically file Chapter 11 Bankruptcy for businesses or individuals that need to reorganize to get some breathing room from their debts, obligations, contracts, leases, tax problems and landlords.
You still keep control of your business. A Chapter 11 Plan can keep your business “in business” and survive. It can pay back taxes over many years, even IRS 941 and sales taxes. Your reorganization eventually will pay the creditors some of their money but usually a fraction of what is owed at an amount your business can afford.
Allows individuals to shelter their property, stop foreclosures, save their home or car, reduce their debt, while protected by the court.
Reorganize Your Debts
A Chapter 13 Bankruptcy acts like a great interest free debt consolidation where I ensure you get to keep your assets and pay some or all of your debt over the course of up to five years. In the majority of cases my clients pay almost nothing toward their unsecured debts such as credit card, medical, personal guarantees, signature loans, most money judgments and many taxes.
If you owe certain back taxes that cannot be wiped-out such as some IRS, Sales Tax, Real Estate Tax as well as back Child Support and Alimony, I can arrange for these to be paid over 3- 5 years’ time.
Steven M. Fishman Clearwater Bankruptcy Attorney At Law
With more than 23 years as an attorney highly experienced and proficient in Bankruptcy Law I am uniquely qualified to help you. I will help, advocate and protect you with the attention you deserve.
I am Steven Fishman, a Clearwater bankruptcy attorney whose practice focuses primarily on bankruptcy law. I have successfully represented individuals and businesses in bankruptcy matters in the Tampa Bay Area for over two decades. From my office in the Countryside area of Clearwater I represent individuals and businesses faced with financial difficulties.
Although every bankruptcy matter involves different issues, I will put my full experience to work to address your needs and your concerns. In every case, my goal is to make your bankruptcy matter as easy and stress-free as possible and to help you keep your sense of dignity intact throughout the process.
I understand your needs. I have assisted hundreds of people in obtaining debt relief, and I can help you. If you are faced with debt problems, wage garnishments or home foreclosure, I will help you.
Free Initial Bankruptcy Attorney Consultation: (727) 724-9044
Contact me using the contact form or call today to meet me, an experienced and understanding Clearwater bankruptcy attorney, for Free Advice in a No-Obligation Office Consultation. My office is conveniently located in the Countryside Area at McMullen-Booth & Enterprise in Clearwater, Florida and is just minutes from Safety Harbor, Oldsmar, Palm Harbor & Largo.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. We are a debt relief agency. We help people file for bankruptcy under the United States Bankruptcy Code.