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Are You Struggling with Debt? A Debt Lawyer May be Able to Help You There is no shame in having debt. Just about everyone goes into debt at some point for an automobile, a college education, medical treatment, everyday expenses, and other necessities. A growing number of people are finding it increasingly difficult to pay […]

Chapter 7 Means Test: What Does it Mean for Bankruptcy? A Look at the Chapter 7 Means Test and its Role in Bankruptcy. Those who are considering Bankruptcy should know about Chapter 7 Bankruptcy Means Test. In some cases, an individual who would like to declare Bankruptcy under Chapter 7 is barred from doing so […]

Filing Bankruptcy Will Give You a Fresh Start With Your Finances File Bankruptcy to Overcome Credit Card Debt There is no sense making the minimum payments on a mountain of credit card debt. Nor is there any sense in entering an unfavorable agreement with a credit card company. These are traps a bankruptcy attorney can […]

Why You Need a Bankruptcy Lawyer When Filing Bankruptcy Filing for bankruptcy can be quite frightening as you do not know how long its ramifications will have on your life or business. You can file for bankruptcy on your own, however, hiring a bankruptcy lawyer can help you avoid various mistakes that could make your […]

What is Considered Debt Collector Harassment Under FDCPA? When you already face financial problems and also have multiple debts to repay whether due to credit cards, loans, mortgages, service bills or others, the last thing you need is numerous phone calls from debt collectors. This can increase your stress levels and even put pressure on […]

What Does FCCPA and FDCPA Stand For? If you are experiencing problems with old debts or being harassed by debt collectors and do any research, you will likely hear a lot about the acronyms FCCPA and FDCPA. They stand for the Florida Consumer Collection Protection Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA). […]

A Report on Credit Reporting – Dramatic Changes to Report Finally, last month, the Big Three nationwide consumer credit reporting agencies (CRAs)— Equifax, Experian and TransUnion started cleaning up their act and changing the way they report certain liens and judgments.  This should lead to reports being far more accurate and raising the all-important FICO […]

Small Business Owners – Do I Need a Business Lawyer? If you are starting a business or already have one, you may wonder whether you actually need a business lawyer. You are probably strapped for cash and feel you simply can’t afford the extra expense of hiring a business lawyer. After all, an attorney costs […]

I Just Received Notice of Foreclosure.  Should I Hire a Foreclosure Attorney? If you have received a foreclosure notice then you have to consider your options. If you don’t want to lose your home and are able to make any past payments, then a foreclosure attorney can help you out. It is important to do […]

Questions to Consider if Thinking of Filing Bankruptcy Filing bankruptcy may be a choice that you are forced to make if you are in financial debt, find it virtually impossible to make different kinds of payments and even live a normal life, possibly find it difficult to buy groceries and even make utility payments and […]

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